‘Lack of coverage and usage of healthcare services puts the fitness of young adults at risk, and may subject them, in addition to their families, to possibly dire financial consequences,’ said Sara Collins, co-author and associate vice president at The Commonwealth Fund. The statement found that two-thirds of adults who had a period without insurance coverage in the past year had opted without needed healthcare due to cost. One-half reported problems paying medical bills or were paying off medical debt as time passes.There are many lessons to be learned from these instances of peer-review and peer-reviewer fraud. One is usually that the electronic manuscript-handling systems that a lot of journals use are as vulnerable to exploitation and hacking as various other data systems. Chen and Moon, for example, both abused an attribute of ScholarOne: the e-mail messages delivered to scholars inviting them to review a manuscript include log-in information, and whoever receives those messages can sign into the system. Most other electronic manuscript submission systems have similar loopholes that can easily be hacked.